Pee Dee Federal Credit Union
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Online Banking:

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Checking Services


Transfer Limitations (including online banking)

Federal Regulation D places a monthly limit on the number of automated transfers you may make from your Savings Accounts, Christmas Club Accounts or Money Market Accounts without your physical presence being required. Read more...


Current E-Statement Subscribers

In an effort to better serve our members we have combined e-statements with our current online banking services. To view statements you will need to Sign Up for Online Banking. Enrolling in this will enable you to view statements, view copies of checks, pay bills online and have access to your account 24 hours a day.

What Account Should You Choose?
Fresh Start
The Bachelors Account The Doctorate Account  Masters Account
Monthly Fee: $10 No Monthly Fee Monthly Fee: $5 No Monthly Fee
This is a Non-interest bearing account with no minimum balance. It includes online banking and online bill pay along with mandatory direct deposit. It's a great basic checking account, designed for the needs of young adults, students, or for the member who likes to keep things simple. This account offers lots of extras! Excellent choice for members wanting more value from a checking account. If you want to keep things simple and earn dividends at the same time, this is the checking account for you.
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Senior Masters Account Club-Sole Proprietor Account
No Monthly Fee Monthly Fee: $8    
If you’re 60 or over, you will enjoy all the benefits of this account tailored especially for you. We recognize that you may own your own small business or have a need for a club account.  This account is designed for Sole-Proprietors and Clubs only.    
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All of our Checking Accounts (except the Fresh Start Account and Money Market Account) feature the following:

  • No 2PM Cutoff
  • No Minimum Balance
  • No Per Check Charges
  • Minimum Opening Deposit $25.00
  • 24 Hour ATM Access on CO-OP, ACCEL or CIRRUS Network
  • Access to a Network of Surcharge Free ATM's across the state and country through the CO-OP network.
  • Free VISA Check Card and Point of Sale Transactions
  • Free Overdraft Protection - If desired these funds may be transferred from a share account if adequate balances are maintained, OR may be transferred from a line of credit for qualified members.
  • Direct Deposit 
  • Federally Insured Deposits up to $250,000 through NCUA
  • Free Internet Banking, E-Statements, Bill Pay,and  MoneyLine 24 Audio Response System
  • VIPee Dee Fee Struture


VISA Check/ATM Card


The VISA Check Card provides additional convenience for members with a PDFCU Checking Account. It looks like a credit card but works just like a personal check anywhere VISA is accepted. You never receive a bill to pay; the funds are deducted from your checking account. Your VISA Check Card also doubles as your VISA CUMONEY CARD. ATM cards can be used at virtually any ATM or thousands of retail locations nationwide.

Lost Cards

ATM/VISA Debit Card
To report a lost or stolen ATM/VISA Debit Card call 1-800-472-3272
VISA Credit Card
To report a lost or solen VISA Credit Card call 1-888-361-4283



You now will have access to 28,000 surcharge-free ATM’s throughout the United States and Canada, including almost a dozen throughout the Florence area. Click here to find one near you.



PDFCU is proud to offer our members the VISA CUMONEY CARD.  This prepaid card looks and works just like any other VISA card except funds are deducted from your savings or checking account and added to the card.  With the VISA CUMONEY CARD, you can withdraw cash at an ATM or make purchases at Visa locations 24 hours a day/7 days a week.  For wherever you go and whatever you need, your prepaid Visa Card is here for you.  Please refer to the terms and conditions for applicable fees.


PDFCU Credit Card Access

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Accessibility Statement

NCUA & Equal Housing Lender
This credit union is federally insured by the National Credit Union Administration