Transfer Limitations (including online banking)
Federal Regulation D places a monthly limit on the number of automated transfers you may make from your Savings Accounts, Christmas Club Accounts or Money Market Accounts without your physical presence being required. Read more...
Current E-Statement Subscribers
In an effort to better serve our members we have combined e-statements with our current online banking services. To view statements you will need to Sign Up for Online Banking. Enrolling in this will enable you to view statements, view copies of checks, pay bills online and have access to your account 24 hours a day.
| The Bachelors Account | The Doctorate Account | Senior Masters Account | |
| Monthly Fee | None | $5 | None |
| Why You Should Choose This Account | It's a great basic checking account, designed for the needs of young adults, students, or for the member who likes to keep things simple. | This account offers lots of extras! Excellent choice for members wanting more value from a checking account. | If you're 50 or over, enjoy all the benefits of this account - tailored especially for you - ABSOLUTELY FREE! |
| Learn More | Learn More | Learn More |
All of our Checking Accounts (except the Money Market Account) feature the following:
- No 2PM Cutoff
- No Minimum Balance
- No Per Check Charges
- ATM-VISA Check Card Available
- 24 Hour ATM Access on Star or Cirrus Network
- Access to a Network of Surcharge Free ATM's across the state and country through the Avail network.
- Free VISA Check Card and Point of Sale Transactions
- Free Overdraft Protection - If desired these funds may be transferred from a share account if adequate balances are maintained, OR may be transferred from a line of credit for qualified members.
- Direct Deposit of Payroll and Government Checks
- Federally Insured Deposits up to $100,000 through NCUA
- Internet Banking, Bill Pay, MoneyLine 24 Audio Response System
VISA Check/ATM Card
The VISA Check Card provides additional convenience for members with a PDFCU Checking Account. It looks like a credit card but works just like a personal check anywhere VISA is accepted. You never receive a bill to pay; the funds are deducted from your checking account. Your VISA Check Card also doubles as your ATM access card. ATM cards can be used at virtually any ATM or thousands of retail locations nationwide.

Lost or Stolen Cards
ATM/VISA Debit Card
To report a lost or stolen ATM/VISA Debit Card call 1-800-528-2273.
VISA Credit Card
To report a lost or solen VISA Credit Card call 1-866-543-6308.
ATM Access
Important Information for ATM Card Holders: Pee Dee Federal Credit Union has completed its transition to the CO-OP ATM Network. As of now, we will only have one card that will be issued to members. This card will contain the VISA logo and will function as a Debit Card if you have a checking account. If you have a savings account only your card will function as an ATM Card.
There are a few changes with the conversion. They are as follows:
- In order to qualify for a Card your account
must be open and active for at least 60 days.
- There must be 2 consecutive payroll direct deposits into your Checking
or Savings Account.
- Account must maintain a balance of $100 or more.
If you have any question, please contact any PDFCU associate.
You now will have access to 25,000 surcharge-free ATM’s throughout the United States and Canada. You will have access to the following area ATM’s with no fee:
Pee Dee FCU 305 W. Pine St.
Pee Dee FCU 3320 W. Palmetto St.
SC Telco FCU 2320 Trade Ct. Florence, SC
Palmetto First FCU 1722 Gregg Ave. Florence, SC
SC State CU 1504 Cashua Dr. Florence, SC
Health Facilities FCU 501 S. Irby St. Florence, SC
SAFE FCU 500 Pamplico Hwy. Florence, SC
Or look for the CO-OP Symbol.

